Stop Right Here! Reno Auto Insurance Solutions for Every Need
Are you a new driver in Nevada? Or maybe an existing driver wondering if you have the right coverage at the best price?
No worries. Park Family Insurance has your Reno auto insurance solution — without you having to shop around. And we can get you protected within 24 hours, with a deal you’d find hard to beat.
How do we do that?
First, Park Family Insurance is an independent agent, which means we’re not linked up with just one insurer. We work with them all.
Second, we have decades of experience in the car insurance marketplace, so we know how to customize coverage that meets both your needs and your budget.
And third, we’re right here on the ground in Reno, not on the end of a 1-800 line somewhere in another state, so you can meet us face to face and talk to your personal insurance professional at any time.
Your Reno Auto Insurance Questions Answered
Here are some of the questions people often ask us about car insurance in Nevada:
Do I really need auto insurance?
Yes, it’s the law. In Nevada, drivers must have protection of at least $25,000 per person for injuries caused to others, $50,000 per accident for injury, and $25,000 for damage you cause. In practice, drivers need considerably more protection in the event of an accident.
There are several other types of Nevada auto insurance. They’re not required by law, but it’s wise to consider them. We can help you decide.
So what type of auto insurance do I need?
First you need the coverage mentioned above. It’s called liability insurance because you’re liable for the costs of injury or damage you cause to others — their lives, their bodily injuries, their vehicles and any other property you damage.
Liability lawsuit settlements can run into tens or even hundreds of thousands of dollars. If you don’t have enough Reno auto liability insurance, you’d have to find the rest from your own finances.
Other types of car insurance in Nevada can include:
• Collision insurance — for damage to your own vehicle in a crash.
• Comprehensive insurance — to protect you against the cost of damage to your car in a non-collision incident, like fire, theft or being hit by a falling or flying object.
• Uninsured/underinsured coverage — 25 percent of drivers on Nevada’s roads are not adequately insured. This coverage meets your costs if one of these irresponsible drivers injures you and/or your passengers or damages your car. (Count to 4, every 4th person has no auto insurance, that is what 25% is…)
• Medical payments (Medpay) — for treating injuries to you and/or your passengers regardless of who was at fault
How can I save money on my Reno auto insurance?
There can be several ways. For example, you might not need comprehensive insurance if your car is of low value.
We might be able to secure discounts for you if you have a recognized safe driving qualification or if you agree to pay a higher deductible — the amount you pay before your insurance policy kicks in.
There are several other ways to get the cost down — and we know them all.
How can Park Family Insurance help me?
We’ll take all the strain of finding the right insurance and best prices off your hands.
We’ll answer your Reno car insurance questions promptly and without cost. We can even tell you which cars cost the least to insure.
We’ll give you a fast, no obligation quote for free.
We’ll be here to help if you need to make a claim.
We can insure all types of cars, including classics and collectibles.
We’ll keep your insurance premium under ongoing review to make sure you’re always getting best value.
Whether you’re a new driver, a new Nevada resident, or just looking for a better deal on your Reno car insurance, contact Park Family Insurance for the answers today!